Judge violates Charter of Rights and fabricates evidence

PDF's to the evidence:

Chapter 11 & 15 of the Charter of Rights and Freedoms Violations

Fabricated evidence by the Judge in this wrongful conviction

Response to the judges decision

Monkey economics for a banana republic

Monkey economics for a banana republic

Hello to all you first world chimps, welcome to the state of fiat supremacy. We have (under your very noses and fat bellies) created the greatest oligarchy in history. Here's a summary: generally an elite ruling class would need to hoard material wealth, gold, land or other tangibles then control access to them. The fiat oligarchy allows us to create a state of global debt bondage by manipulating keystroke wealth (wealth that only exist in digital form on computer screens). We simply add as many zeros as we like and our wealth grows instantly and without any need for the actual creation or use of anything. What would be considered pathetic cronyism and corruption in the rest of the world is considered sound economic fundamentals in the west. What I love most about our Rothschild style central banking oligarchy is we pick the winners and losers. For over 60 years westerners have felt very privileged to feel a bit better about themselves thanks to fiat debt. A fiat (faux) middle class of people feeling superior to other nationalities and ethnicities because they didn't receive the same access to fiat based credit. Our plan wasn't simply to bloat your ego but to have you become addicted. We were amazed at our success and how so many of you were willing to pay back money plus interest on money that never existed. For a few fiat zeros you guys would sign over your lifetime of work, even though we would never really allow you to "own" anything. When we foreclose on your home it's not to repay money that we lost but to actually allow us to take something of value for our digitized fiat. We'll take your home and all your future wages to pay back money we never really gave you.

It's awesome I'm enamored with our brilliance. So lets talk third world, which ironically no longer exist since the fiat crisis has been a great equalizer. Every nation on the planet is promising another entire generation of bondage to repay a debt based on fiat. The yoke will be higher prices and taxes in a futile attempt to become "fiscally sound" (like we'd let that happen). Have you ever noticed that every government "surplus" is followed by a deficit? The hope of ever escaping digitized debt bondage is only for the morale of the weak minded. Weak minded people who keep trying to pay off credit cards no matter how many times the loan amount is paid. I wish more of you could be part of the elite oligarchy but it wouldn't be elite then would it? God has chosen you and your fellow chumps...oops I meant chimps (sorry) to be part of an indentured/indebted class, like black sharecroppers after the "abolition" of slavery.

Let's go over the details of your banana status. Imperialism created banana republics, most of these former colonial holdings were treated as factories to supply sugar and yes bananas to there imperial predators. Once colonialism was "over" these nations were still stuck with an enriched elite from their feeder nation days. Like diamonds, gold, sugar and again bananas and no indigenous group created Debeers or Chiquita. Then you need first world goods so you can "develop" so you have to sell sugar, rice and yes bananas to buy these things. first it's going to take a lot of bananas to purchase earthmover's and airplanes and even more spiteful the imperial predators subsidize thier farming industry and have you compete against other feeder nations to drive the price of your commodity down. Next comes the idea that they will loan you the money to get on your feet but they will need to be in complete control of your government until the loan is repaid (neo-colonialism--from the west run IMF/world bank). First order of business is to let huge multinationals take over your resources, water, land, oil, gold etc. Second, deprive your citizens of the resources and improvements that you took out the loan for in the first place, so you can lower taxes to create room to repay the loan. Compliance will bring about civil unrest and defiance (trying to use the resources for the citizens) will force them to finance a proxy war, isolate your nation or invade. At the very least you will be marginalized like Chavez for pushing the IMF out of the America's.

Being the xenophobia racist that you are we know that you loathe to empathize with a non-western/white nation. In this instance I think you should make an exception, so that you may familiarize yourself with the procedure that we have perfected on these mud people nations. The funny thing is that the manufacturing & production base have long been sucked out the west, so most western nations don't even have bananas to barter with. We'll have to call you the non-farm having,fishing, forestry, mining defunct, dead manufacturing republics. We've added cars, aeronautics, engineering and medicine to the global list of tradable commodities. So now you will have to prove to me why your engineering work is worth more than that of the son of a rice stomper in china or why your medical opinion is worth more than that of a doctor in rural India. Efficiency drives the marketplace, so we told the banana producers that they would have to grow more and make them cheaper. During the now defunct industrial age, factory workers found themselves competing globally. I'm a little (just a little) sad that we were not able to give you at least a generation of false security in the information age but we all know time is fiat. We couldn't wait to move the call centers and have your x-rays examined half a world away. I really don't know what fat, spoiled, pasty westerners have to offer in this NEW new economy. Actually, I hear that a zoo in the amazon is looking for disillusioned westerners to grow bananas for the monkeys.

Damn you all to hell!! La mort de la culture de l’argent : Banks & the planet of the raped.

We are in a car careening out of control on ice with the brake line cut and they are still trying to steal the remaining pieces in an attempt to have total ownership when we recover. It started as an orchestrated coup by the central and commercial banks to gain ownership of the bulk of global assets. As is always the case with these things, they were so blinded with greed and arrogance that they missed the entire forest for the trees.
Let’s start over, the large multi-national banks were rigging the laws across the globe to allow faster and more frequent consolidation. Nearly every country on earth has fewer banks than a decade ago. The growth of the internet which should have doubled their business actually has turned out to be a more democratic and competitive market place. Democracy and competition have their place; unless you are the one who has the most.

The flow of money as it had been known which would normally allow taxes to be collected and then passed directly to the banks for them to loan back to the public at a profit was crumbling. Why pay $500 per trade if you could trade for $10? Why pay a broker at all when you can trade for yourself and pocket the fees? While they were gaining in one sector by gobbling up smaller banks and dictating political policy, market share was becoming more competitive. Fees and commissions are like store warranties on electronics and are generally 100% profit. It never cost a brokerage $1000 to buy a few shares on your behalf. They could have taken the entire internet by storm by offering discount services to the masses but they believed that the poor spend all of their money; the middle class has a little left to save and only the rich had the means and intelligence to invest. If they offered discount services then they simply would be giving back billions each year in profits. They could no longer simply buy market share through mergers. Sure Toronto dominion could link up with ameritrade but there are tons of online competitors for investing and trading. Even the well-heeled customers began to consider the cost savings in discount fees and so the major banks and brokerages late and begrudgingly rolled out their own over priced online banking services. This was not the only industry to make this mistake, we all remember napster and amazon as entertainment and retail woke up behind the eight ball and determined to turn back the clock on their greedy business model. All the major retailers allow you to purchase online except the largest - wal-mart but this holiday season will surely change this outdated attitude. The auto industry and it’s let them eat cake attitude, the media acting only as a megaphone for industry now wants me to blog on their site or twitter and facebook them. It has all changed in a a world where CNN needs facebook more than the other way around. The free blogs and news submissions are a realization that news was no longer going to be determined by a few people with a common life experience. The thought now is that what started with the banks has spread to retail and media among others but the truth is the banks are only the most recent to have to deal with the new reality. They were able to determine who became middle class or rich, whether cars would stay old tech or if new tech could gain their favor and that the media conglomerates would be the captains of information. Why would the retailers, media and industry change, they were the ones with the most access to credit and credit has long replaced merit. Merit says that there were people who developed ideas for flying cars decades ago; Credit says that they never got the financing to get off the ground ( get it? Off the ground, flying cars!!!…never mind). Credit allowed white factory workers to get $200k to buy a home in the suburbs and only allowed his black foreman $110k to find a home in the city because that’s all the homes cost where they thought he SHOULD live. The banks were not interested in giving him access to homes in places they didn’t feel he belonged. Banks used credit to steer people into the communities DESPITE merit. This example is often cited and always shows up in government testing, Despite the persistent dogma to the contrary. In case you haven’t noticed what this normally causes to happen is in any “intergrated” middle or upper-class community the non-white is 1-3 classes above their white neighbors. Black doctors can get the credit to live next to white roofing contractors, when he parks his top of the line audi in the drive way all he can see is a sea of contractor vans and trucks and modest home vehicles. The real kicker is that all the whispers are about how he is the one bringing the value down and how could he get the money to afford one of the homes. This is not an attempt to elicit “white guilt” which seems to be an oxymoron at best but to set the premise for offering a solution for this horrific quagmire we find ourselves in.

The banks stunted innovation and used credit to skew merit and so the public much the same as industry began to believe their own press. That merit must be color coded, the car companies that had the most money, have the best cars. The brokerages with the most market share and locations offered the best service. What separated you from the poor people in the social underbelly was your willingness to work hard. Well it’s time to wake up!! Now no one can stand now that the king making banks are closing off the lines of credit and hoarding all the money. The best part is that they simply changed the standards arbitrarily, until now you didn’t know it was arbitrary and really didn’t care as long as you were chosen. Now hard work isn’t enough, size of the company isn’t enough as the spicket to all your advantages is turned off. All of a sudden companies that have been around forever off of “merit” don’t seem able to survive solely based on the quality of their business. So car companies are told to sell cars if they need money and they can’t imagine trying to survive like that and no one will “buy” the cars. The problem is most people never buy cars, the banks told them they had enough “merit” to deserve the credit to access the car they wanted in exchange for interest payments to allow the bank to profit. Most people did not save and write a check for their home, car, clothing and furnishings and most people who did; don’t really have anything that anyone would envy.

So to reverse engineer the problem will help in understanding the solution. When this most recent symptom arose the solutions were idiotic at best because they were based on this credit = merit myth. I ran out and immediately said if the underlining assets are mortgages then the efforts should be focused on keeping the home “owners” in place. What everyone else decided from the blog sites to governments was that the people who were suffering with these predatory loans were not victims. In the twisted warped reality stoked by the media was a version where the banks were the victims of bad underserving people trying to game the system. The banks were also the victim of governments requiring private organizations that receive public funds from everyone treat everyone the same. What a ridiculous idea that people who pay in their money be considered for having it LOANED back to them. The banks pumped that version through the central banks to the governments and media to the public and received trillions in infusions as everyone spurned the homeowners. A year later the western governments and public found that they had once again been successful in keeping homeownership out of the hands of hardworking deserving people but everything was worse. How could this be? Didn’t we just sacrifice all of these families on the alter of the banks to save ourselves? Yes, but the banks demand more sacrifice, the terms are now give the banks more and more money and power while they throw more families and business into the sacrificial pit. Finally everyone woke up and realized that no one or nothing was immune, things keep getting worse and worse while the banks continue to demand more and more. It’s your fault, the media, government and public told them that they were “too big to fail” no sacrifice was too big, saving corrupt titans was paramount to all things. The answer is still what it was a year ago; start at the BOTTOM and work your way UP. Create public jobs and finance homes of the workers. Double welfare and social assistance checks to stimulate consumption. Issue massive government grants to business and start-ups. Ignore the conservatives, there is not a single one alive who doesn’t owe his station in life to these solutions being put into place after the depression and world war. Americans conservatives who owe their class to the G.I. bill and the new deal or Europe which would be living in the stone age without the marshall plan. I have no respect for people who want to burn the ladder once they climb up. Massive government iniatives were the foundation of modern prosperity, all rigged faux merit systems bring is bursting bubbles. If you prefer faux merit and bursting wealth bubbles to real merit then you are going to find yourself isolated as a selfish throwback to a failed dogma. This ruin that we are all suffering in is the direct result and so the proponents of this failed state will now spend their time as the voiceless and disenfranchised but at least they earned stigma; finally merit at work.

aid4families $145M est. loss due to ABCP double standard

OH WOW!!! OVER 2000 REAL VICTIMS AND NO ARREST!!

This week aid4families returns to court and across the country parties in the $32Billion debacle return as well. Aid4families will be facing the crown and rcmp who need to build a fraud case to justify the indictment. The crown, rcmp, nor regulators will be attending the Asset backed commercial paper(abcp) hearing on whether investors will be able to sue for fraud at their own expense. In the past several days the major banks reported continued red ink due to their involvement in the u.s. subprime crisis for the second quarter.

Since last fall people who trusted the major banks and their divisions have been betrayed by a justice system paralyzed by hypocritical corruption. Aid4families which had no canadian clients and was not part of a customer uproar fell victim to regulatory malice. Meanwhile the same system failed hundreds of canadian citizens who were being bullied into a lopsided deal. One that requires them to exchange their 30-60 day notes into 3200 day notes after being delayed from their money for nearly a year already. In addition the main sticking point was in order to get this rape in the exithole, they would have to agree to not seek damages for being swindled.

Note to self--add purdy crawford to speed dial. Regulators and enforcement agencies refuse to even read about it in the paper, so they don't have to justify their inaction. One would assume that standard procedure was to raid the offices of scotia bank and toronto dominion headquarters, arrest the executives and issue consumer alerts not to deal with the major banks in canada. Well that's what happened to us(so I'm just saying ;). When you have a country with no banking system and allow the financial industry to dictate the rules, then you're bound to get the people shafted.

We have non-client detractors and I gleefully ignore them since I've spent thousands of words explaining the financial crisis. Anyone still calling aid4families a scam has no credibility when they fail to condemn real criminality.
Also in the news is the need for an additional pension plan because the CPP is a leaky titanic. Canadian regulators rushed to push aid4families from the market so people could be sold this abcp garbage with the trusted institutions. 10 months and 32billion later, I'm asking "hows dat workin' for ya" like Dr. Phil. What I suggest is that these investors sue regulators and enforcement agencies for their concerted inaction. Regulators for their blind endorsement, along with rating agencies which have been the biggest parasites in the global crisis. Regulators and ratings have played a crucial role in the fraud of legitimate banking and safe investments.

The final crooks I would like to throw under the bus before I go. Freddie Mac the governments mortgage program(u.s.), like so many of these $#^^@ is giving advice on how to avoid fraud!!! This agency deceived investors by misreporting their income by 43% and had been doing so for years. Then paid $410Million to settle a class action. The punishment, pay a fine and keep doing what you are doing. So that's how it goes organizations with victims and complaints get carte blanche and maybe spend some of their ill gotten gains as hush money without admitting fault. While decent programs are chased away to limit choices for the public. It's been a few years and we still don't have anyone that can explain why we are a scam. All we can say for sure is that no one with their morals or principles on a sliding scale can be taken seriously. Not regulators, enforcement, nerds in their parents basements or anyone else that is too cowardice to assist true suffering victims of real crimes.

While investors writhe in pain the sipc stalks aid4families

Investor calls to the SIPC probably aren't returned because they are busy stalking us. ( actual visit )

Have you no shame?!?!? I couldn't take time to write yesterday due to court were the crown was a no-show for the second time in 5 months. Though the crown was attempting to avoid another setback we did receive a visit from the sipc. Now the inbreds in their parents basement, media and corrupt government and industry hacks would like you to believe that we're the problem. Why would an agency that should be burning the midnite oil making investors whole from taking part in the greatest economic sham in generations be pestering us? I would hope that it's not to intimidate us. That hasn't worked, everyone whoever said anything bad about the organization has been taken to the woodshed and there hasn't been a peep on the internet in 6 months. Like the man says "accounts of my demise...". I don't know while I'm fighting government, industry and media organizations to a standstill, why a half-baked shell group like the sipc would expect to have an effect that they couldn't.


The sipc like the cipf here in canada should be broke by now, since their low cash balance can't cover the fraudulent losses investors are suffering right now. It has been one year since the amf issued the now infamous and ill advised cease and desist order. Now the rcmp and crown are unhappy after being goaded into this wild goose chase. It's all boiled down to an endless tally of actionable damages that end with a lot of zeroes. How did this happen? Well every pimpled geek and industry hatchett man decided to try and bury the organization, AGAINST THE INTEREST OF THE PEOPLE WHO WERE ACTUALLY PARTICIPATING IN THE PROGRAM!!!! Unfortunately they picked the worst year to cheerlead the corrupt banking industry. It looks totally different a year later to try and call us a scam while the world economy burns and the government and industry get into a finger pointing match. I didn't tell people that there was a such thing as investor's insurance so they wouldn't go broke like they are. I didn't tell them that there money sits safely at the bank ungambled. I didn't tell people that banks and brokerages would always be liquid and wouldn't have to search for cash and bail outs. I didn't give risky assets high credit ratings. I didn't spend the past year lying about the health of the economy or banks. The media hasn't printed a thing the rcmp or crown has said since the first week in november because we told them to get the facts straight. The media believes the opposite of what your mother taught you, they believe if you can't say anything bad...then don't say anything at all--so the silence has been defeafening across the entire internet. See, people can say what they want but I'm telling them in plain language that they are lying and daring them to prove anything they say. People hiding behind avatars, profiles and agencies can say what they want but don't let your ego goad you into a situation where you have to put up or shut up. There was a line around the block of people wanting to talk the talk, now running like roaches with the lights on when it's time to walk the walk.

Back to the sipc. I'm not picking on them there's plenty of blame to go around in this sham of a shell industry that has brought the economy to it's knee's. The sipc didn't destroy the american economy alone. They provided the guise of security that helped lure unsuspecting investors into the trap. But hey, who is going to arrest them? No one hates deceit, fraud, or theft in any sincere way, now do they? Just when they think they can say it about us, if you switch the word aid4families to bank of montreal, bank of america or jpmorgan they quickly avert their eyes afraid to offend their betters. So you're no advocate, you're a coward. If you weren't you would want to save the public against ALL enemies. The sipc had the nerve to write to our hosting company a few months ago and demand they remove our website(you can see how well that worked out). They tried to make it seem as though our conviction was absolute rather than absurd and like they were some industry regulator(which they aren't). I informed the hosting company that it was not my job to write what the sipc likes and it would not be wise for them to remove the site. Let the sipc go the LEGAL route, not the mobster route. The legal route has worked for them the same way it has for everyone else--a dead end. Then I contacted the d.c. attorney general and made a complaint. I haven't heard back yet about how the AG is raiding the sipc's offices and hauling them off to jail yet. I guess there are those of us who dictate the law and those of us who are simply subject to it.

The post telegraph.co.uk didn't want you to see because it is being run by a few fake bloggers who target blogs outside of their clique.

It's going to be better in the good old days!!

Reason 4.5 A world safe for democracy and hitler


As an indicted person with the government attempting to go all hiroshima on your divine rights, you get to review what protections you actually have in society.

Yes, divine rights, in the u.s. they say "endowed by the creator (and or darwinism)with inalienable". This is a long-winded way to say that the government will be on a unrelenting mission to steal your freedom on behalf of various interest to allow others to run amok(my explanation is actually more long-winded:). Neither slavery nor involuntary servitude shall exist in the united states: it says but wait... EXCEPT AS PUNISHMENT FOR A CRIME. This means, wait for it.............SLAVERY IS STILL LEGAL! That's a beautiful loophole, that has been used to banish more people(and per capita)to bondage than any other nation rich enough to not have to. Hitler would have brought peace(eventually)no tyrant in history has wanted endless fighting, they just want to win first. Once you're in total submission you are free to live in peace but as a defeated group it probably won't feel very peaceful.

The jews weren't rounded up, they were actually asked quite politely to leave. They were offered relocation and received fabricated letters from loved ones saying "come on in, the waters fine". Hitler distributed propaganda reminding blacks and africans that they were fighting for their own oppressors. His mistakes were of course, fighting in africa, russia in winter and immediately declaring war on the usa while it was still reluctant to fight him. So when you mix your actual rights with only minor differences in the outcome of world war two, then you will notice that liberty is much more fragile than one might expect. There were no nazi's just people dispatching their military to remake the world in their own image (and WE defeated fascism?). The german public whipped into a frenzy of encroaching danger and humiliation at the hands of their enemy decided the only way to be free was to dominate. This of course led to greater humiliation and submission to it's rivals. That 1 watt bulb is starting to flicker in your head.

If fascism and slavery are alive and kicking, then what freedom do you ACTUALLY have? Actually is the important part because it means that you can't wake up and find it gone tomorrow? Of course this is canada, not germany or the USA, so everyone is free? Canada doesn't offer any protections. In fairness the canadians have only had say for about 25yrs (1982). So they haven't wanted to write down too many things before they secure their own place in canadian society. The constitution and laws are a mix-matched quilt of french and british with a few new things tacked on to look independent. Since most canadians were around in 1982 (and 1882, get it? because the canadian population is old)canada is like an adult child who has moved away from it's british parent. The country still takes pride in england, with the queen on the money and everywhere else(courts, supermarkets, strip clubs). The U.S. is of course the brother who left home at 15. The american bill of rights is a laundry list of rights to own guns and shoot anyone who tries to take them. It took another 70+ years and a bloody war to partially refine slavery and then another 60 to get to women suffrage. Guns = amendment 2, paid slavery amendment 14 and oh yeah women amendment 19. The canadian system like the american one does say you kinda have even more rights even though they aren't enumerated but in practice it's hard to enforce the ones that are. The differences come from history, where america fought a bloody war and wrote the bill of rights as a F-you, the canadians kind of slid into freedom.
Are wars always labeled noble quest? Generally, the american revolution was about taxes, so it actually could have been worked out and a lot of people didn't appreciate the anti-english rants. The civil war was about labor, half of the north didn't want a freed black population coming to compete for jobs, the same area was flooded again as european immigrants came by the boat loads 70 years later. Again the issues remain contempary, immigrant labor, wage stagnation, working conditions, worker rights, taxation, and slave workers keeping production cost low. Your freedoms are endowed by the creator and are inalienable, they are not to be doled out by any society. Societies controlled by the interest of the day, will constantly look to abridge, circumvent and downright steal your rights.

Since I am in my prime (old and young at the same time: with the body of a god and just enough grey to look...distinquished )it means I am still young enough to speak and act with moral imperatives and still not old enough to think that things can't change for the better. I am too old to lash-out through crime or violence from frustation but young enough to not take no for an answer. With mandela free, a Mlk holiday and the end of the cold war, my generation may have believed that there was no more fights for freedom and justice, we would be wrong. the oft cited poem sheds some light: "First they came"
In Germany, they came first for the Communists, And I didn’t speak up because I wasn’t a Communist;

And then they came for the trade unionists, And I didn’t speak up because I wasn’t a trade unionist;

And then they came for the Jews, And I didn’t speak up because I wasn’t a Jew;

And then . . . they came for me . . . And by that time there was no one left to speak up."

This poem credited to a reformed nazi, reminds us that the prisons can be full since it's those people in the city and let's build them around the world and skip due process, since neither type profile me. I didn't get my shiny pantsuit or flying car because I didn't know about contracts and production means as a child would stiffle innovation. People have nostalgia for the past always remembering a simpler time, while we keep hope for the future to lift the burdens and yokes that cripple the present. So the truth remains: It's going to be better in the good old days.

when you miss me check out my new topical UK blog at
http://my.telegraph.co.uk/aid4families

If U had a million dollars...U would be broke!!!

REASON: 3.5 ...and your mother dresses you funny.


When I started aid4families.com the first page added to the site was a brief summary of why the program was started called save your life. The title was, you're going to be broke. The point was not to make people feel bad or scare them into the program but to remind them to take an objective look at their situation. Paper millionaires are excluded from the millionaires club and most people don't qualify for that. There are towns where small homes or condos go for more than that. The people residing in them rarely qualify as millionaires, although some technical paper measure may allow them to impress their high school classmates. What any first year broker can often show these people is how their net worth is either much lower or negative. One for sure way, is living well beyond their means. This is a fact for most people (despite the hypocritical cries about sub-prime borrowers). To be a 21st century millionaire in a western hypocrisy, it is estimated that it takes between 21 to 700 million dollars to match a millionaire in 1900. With the worlds worst savings rate and wages devastated by cannibalistic inflation, there was no way the average person was going to survive retirement. What was needed for joe six-pack and susie secretary was what every politician, financier and captain of industry enjoys...A big fat bowl of passive income.

Yes, you would never know it from all the whining about income taxes and capital gains taxes beating leukemia for media and political attention. Most people couldn't get their mind around receiving more money than they earn or having money come from no effort on their part. How quaint the bottom 98% must seem to politicians who make more after they leave office or to brokers and CEOs' who make more in bonuses than pay. The primary taboo that I broke was bringing the unwashed masses to the party. The major arguments are: 1. When I made everyone rich, no one would be rich and 2. The rest of you slugs are too lazy to work if you have money(you have to be starved to be productive). For this they use the lottery example, how rare it is for some inbred like yourself to keep their job after winning and then it is usually wasted doing what the bottom 98% does, which is spend it. The problem with that argument is, the people who get rich setting up these lottery schemes are the ones telling you that you won't have to work anymore, this is the same society that demands you spend every dollar you get and then some and finally, working for no or low wages when you come into a huge sum is stupid. Another issue is that the opposite of what I am doing is the current situation. Whereas I risked everyone having money, we are now in a situation where no one has money. No savings and mountains of debt, even the banks and government(despite tone of accountability).

So if you don't have a million dollars, you're going to be on the side of the road with a sign. It's true! It's a setup no savings, huge debt, no retirement until you earn huge medical expenses AND THEY'RE cutting all the social spending, so us rich folk don't have to help your fat pasty butt. As a broker calling accredited investors, I NEVER talked to a millionaire that didn't have a job. Especially since I was calling them at work. This means that wealth is no deterrent to work(poverty maybe) but not greed. The poor made rich don't always know the game, some athletes and entertainers buy mansions for careers that last maybe 5 years in their twenties. They then turn into tabloid fodder. So why do people who swear by incentive based pay for themselves( and still get huge bonuses for running the company and the economy in the toilet) have so much disdain for the prospect of the bottom 98% making it? Cluck if I know, what I don't like is societies telling you that you chose your situation, while keeping 9 of 10 choices off the table. If people CHOOSE to be poor then they have the right to CHOOSE to be rich. Yet, the stampede to stop you bottom feeders from taking the elevator to the penthouse is incredible. I unlike most of you didn't need aid4families to become a millionaire but instead of creating another rich firm enriching rich people, I went and started a private safety net. Now, I can't stand near windows and have hired a royal food taster, nobody assassinates like banks :)

UR a goddamn lie and U don't know whadaF$@% UR talking about

Reason : 2.5 My life is impossibly difficult because people want to believe what they believe instead of believing what they know.

My organization was called a scam or scheme by so many ignorant people (all of which have since disappeared) that I should be rich simply by suing for slander. Generally what kept people from voting with me wholeheartedly was ignorance and a good deal of cowardice. Ignorance because finance and banking is something most people don't have a clue about. This is odd because of course you will go to a bank more times than you go to court or see a doctor but there are no banking dramas on t.v. So people make up how the bank works at work and around the kitchen table. For example what's happening to the economy right now is a call to raise reserve requirements because of decreased confidence in global fiat currency, particularly the dollar hegemony, right?

Several times as people tried to explain to me how banks make money or what they do with money, it sounded like a broken record. The odd thing was when I tell them in places like here or on at aid4families.com people were skeptical, asking where I got MY information. That generally was the reason I covered the page in links to sources they trust. Never mind the fact that I have actually worked for banks and in brokerage firms or study these things for a living OR that I developed my own system. This means I not only KNEW so much about it but was able to go out DO so much about it. This is what I mean about people choosing to believe what they believe. Everyone knows that smoking is bad for you, including smokers but people smoke anyway because they want to BELIEVE that consequences of their habit may not come to pass. The issue is that ignoring problems or lashing out at people who remind you of the facts is no solution.

Here's the second grade explanation I get from everyone about how banks survive. Everyone in town A takes their money to the local bank and then the bank makes money charging interest when they loan it out. So if I have this straight, your bank takes your stank-butt $1000 from all the citizens in the town and then loans out tens of thousands to each person in credit cards, car loans and mortgages and still has money for you to take out of your checking account each week. There are 100 people in town A who leave $1000 with the bank for a total of $100,000, that can be loaned out to everyone for all their credit needs. The average cost of a house in town A is $10,000. How many houses can the bank finance? The bank must also make all of the loans now(i.e. go broke now) for the chance of making a profit on the loan in the next 20 - 30 years. This is the common perception (and I don't know what I'm talking about).

Well it didn't take bankers as long as it is taking the public to understand that if they do it like that it wouldn't work for more than about....an hour. Now what if for every person that signed on to a $10,000 mortgage the bank would be allowed to loan out another $100,000? The government treats the mortgage like cash and allows it to act as the reserve requirement, that can be exchanged for cash, this way the more loans the bank writes the more money it can multiply and lend out. This means for your $100,000 mortgage the bank has been able to lend out another $1,000,000 in imaginary(fiat) dollars. This way banks are allowed to make money off of money that never existed and that they don't have. This works until people decide to check and all start to ask for their money at the same time and of course the bank doesn't have it and so it folds up. Right now it's coming apart and banks are taking huge losses and are trying not to close. What has kept most banks in canada and the u.s. from closing is huge infusions of cash that the government is allowing to be printed so the banks don't run out of money. The big problem that they are having now is that the government is bailing them out of this scheme with cash but the banks won't pass it on to consumers and business, also they are cutting interest rates to encourage borrowing but the banks won't pass on the rate cuts either. All the banks across the world are paranoid and won't loan to each other because they believe that the collateral (remember mortgages for cash) are worthless. So in the U.S. the fed said kcuF it, we'll take these worthless loans and give you cash anyway just so the entire world banking system doesn't collapse. Last weekend at the G-7 meeting the banks were told by the central banks that they can't keep cutting rates and giving cash for them to hoard and that they are going to have to keep more cash on hand in the future(raising reserve limits). The banking industry has been called a scam, ponzi scheme and worse from everyone from economist to world leaders. Bank fees, what the bank charges you for using your money, the forex what the banks charge business and people for converting their money, investments(why banks are taking losses on american securities), credit/debit transaction fees for merchants and customers, these streams along with profits from imaginary money is how banks actually work.

This is why I should have been amazed by anyone calling my wildly transparent organization a scheme. I've challenged everyone from online hacks to law enforcement to say that if any act I am performing is criminal are they willing to criminalize it if they find out it's being done by a company they trust. Everyone to a person looks at their feet out of cowardice. Of course, you're not going to stop banking with scotia or wachovia now that you know it's a scheme. Of course the crown or rcmp isn't going after BMO if they know it's a fragile ponzi scheme that's come home to roost. Of course DOJ or FBI won't be closing BOA or washington mutual. All of these organizations have plenty of customer complaints like paypal and wall st. but there is too much cowardice to be honest about stopping dishonesty. Since no one can be consistent about their outrage, since no one can offer a consistent measure of what constitutes a scam then I can't take anyone seriously. It just means no matter who you are, that ur a goddamn lie and U don't know whadaF$@% UR talking about!

Notice the currency at the top was backed by gold. They don't make 'em like that no more.
http://www.uspirg.org/html/consumer/archives/2005/09/high_creditdebi.html
http://en.wikipedia.org/wiki/Central_bank