Duplicity or Stupidity

Frontpage from aid4families: Prosecutors said that the people that believed that an economic 9/11 was coming in aug. 07 were "weak naive and greedy", obviously since the banks remained great stewards of the economy and lived under the same laws. Also we know that an economic explosion never occurred--yeah right?











Most people don't know what I'm talking about but most people think the crisis started six months ago, so...

july 2008--- A year after I continued to warn people and spending articles telling the rest of the world they weren't immune to the crisis, I see this. Bank of canada says, worst behind us circa summer 08.




Where was the AMF for the six banks and the 34 billion in ABCP or deceptive banking practices that the government still refuses to address but makes arrest for with everyone else?


The Caisse de Depot chief: after running the ponzi scheme with the other Canadian banks for a $36billion debacle, drying up the entire pension system in Quebec. He simply talks down to parliament then takes a cushy job next door.
The unguarantee guarantee that was too crooked for wall st. The guarantee on the ABCP ponzi in Canada was so crooked that even the vipers on wall st. wouldn't rate it and called it "worthless"



I read in court about the Canadian standard of proof for fraud and was given the impression that fraud is "whatever we say it is and we know it when we see it" yeah see if that allows you to forgo the burden.

Jail as repression, jailing Mandela protected apartheid, jailing Christ stop Christianity, jailing MLK kept segregation or does it just piss people off.

These people had the audacity to be offended that I was saying the system was hypocritical but here's the test.

question 1. Is every regulator, law maker, law enforcement officer, court and prosecutor aware of complaints and lawsuits and complaints about abusive, deceptive-fraudulent practices by the banks. Yes OR No? if no, then why not?

question 2. How many have been raided and shutdown with all the depositors refunded and damages awarded? 1 of the the top 6 Canadian banks, 2 of the 6, 3 of the 6 or none of the 6. If none, then why not?

Why does too big to fail really mean too chicken shit to try to jail?

Basically, if a bank CEO blows your brains out in broad daylight on a busy street with video camera's watching, the only thing that would come of it is your family would receive a bill for the bullet.
Everyone admitted that I hadn't violated the criminal code, the investigators for the RCMP and the securities commission. I can't rely too much on it since neither did an actual investigation before bringing charges.

Only violations that occurred involve selective prosecution. The violation of duplicitous cowards trying to create deceit in a contract that I published online that people could read in advance or send to their attorney. On the other hand we have pages of deliberately archaic disclaimers and confusing text in bank and investment contracts but no raids or closing of bank of America or bank of Montreal by the RCMP or FBI.

They tried to put words in the customers mouths, tried to misread the website but all I ask is where is that benefit of the doubt, like you have for that bankcard your carrying? On the other hand if you see fraud under every tree, in every word and every phrase then all of the banks should be gone by year end because there contracts are a landmine of deceit and dishonesty.

In this crooked sham of a ruse they believe that they can keep misapplying the law and make it up as they go along. So I'm glad that they picked me and I'm glad that they picked this moment in history when everyone is losing everything because they were too busy jailing bank competitors and looking the other way for for the banks misdeeds.

Said I addressed fraud in my statement to the police and in my video evidence and my testimony as proof that I was a crook. What was I suppose to talk about, underwater basket weaving? You're the fool that charged me with fraud and when I address it head on it's proof of my guilt?

I let them know that they can try to cover for each other as long as they see fit. Add wrongful conviction to malicious prosecution to false imprisonment, it won't be the first time. The thing I know for sure after 2 years of this BS is that I will still be the one to finish what they started and will plague them to their graves. 20 years from now people will still be asking them about this case and why they thought they could pull a Omar Khadr.

Their problem is that Canada doesn't consider itself a feudal, bigoted, repressive society and wrote up equal protections in it's charter and constitution.

Like all western democracies the practices couldn't be further from the ideals. So occasionally someone has to hold a mirror up to the society in it's supreme court and demand and explanation for the disparity between the self image and reality.

I consider this ordeal part of the growing pains for my organization because I won't have to deal with any slander about fraud or scam. I was offered a year of probation a year ago before the trial. After I refused, I was sentenced to a de facto sentence of one year because they didn't have the case PLUS prison time is back on the table. That's what happens when you're innocent and opt to clear your name instead of plead out.

We're concerned about the sane things, the effects on our children and life but I am not concerned that a conviction could be based on the prosecution getting in the ballpark of fraud. If I'm convicted I will mail everyone involved copies of bank contracts from every bank( you know, since they see fraud in every word or deed, right?) Like Obama said for our entire lifetime everyone has needed a magnifying glass and a reference manual for bank contracts. As Dick Durbin admitted (senior senator) The bankers run the place (Washington-law makers and courts). The finance minister in Canada told Canadians not to get their hopes up for the Harper administration to crack down on bank fraud. He wasn't talking about not arresting or prosecuting them, he was only talking about not bothering them with the request to not rip the public off so much.

Yes, now is the time to convict the organization that warned people about the crisis a year and a half before the media or government admitted it. Yes, it's time to convict the organization that didn't put a limit on how much interest they PAID people (which makes you a crook). The people that grease the courts and cops hands still have no limit on how much interest they can CHARGE people. So I can pay 30% or 500% a year but it has to be to a bank or pawn shop, NOT a working family.

If I go to jail for something that stupid, I'll expect Christmas cards from hell from these people because that's an automatic ban from heaven and you have to hate god to defend one practice and persecute the good one.

What I should do is put Scotia bank or JPMorgan at the top of the contract and change the payments to interest charges, so they will be to cowardice to bother me.

No one involved knew a thing about investments or it seems private contracts either. They were so busy talking about red flags and the inevitability of failure for my organization that I never was allowed the opportunity to consider a crime.

When Tom cruise came out with minority report, I thought it would be about the over prosecution and sentencing disparities for minorities. It was close since it was still about arresting people before a crime based on dreams. He was very gung ho until it was turned on him and I can imagine if any of my attackers were tried with this case. Actually I can't since people commit suicide for less stress than this and hypocrites are twice as prone. You ever notice when cops are in trouble in movies they fight the investigation then when it comes time to pay their debt to society they shoot themselves?

Conviction, prosecution and investigation would all be based on the same collective delusions and insanity.

The prosecutor in his short incoherent summation only tried to inflame the courts prejudices by trying to compare the program to a ponzi scheme. Also by saying how little either of them need for a fraud conviction(the practice of the law--not the letter and for sure not the spirit). Selective prosecution says that if they can't find it in the organizations that own the homes(conflict of interest) then they shouldn't be able to find it anywhere else.

They took issues with my video statement even though I was reading, from supreme court lawyers, members of parliament, media quotes of government officials. It was clear that this was fair( a room full of white guys glaring at us).

It boiled down to the fact that they convicted people of fraud for claiming to use the money for a purpose such a buying a certain stock but the people did nothing but pay the people their own money (like Madoff saying he never made a single trade but sent people statements saying he did). Aid4families did the OPPOSITE, made no claims to the specifics of the investments and THEN MADE INVESTMENTS. Despite this being the total opposite of a ponzi scheme and the justification for all the other ponzi/fraud convictions, they remain undeterred in attempting to twist the law and torture themselves into a way to stretch reason and sanity to include us.

Watch this video!!

War on the money changers: Diangel to continue the work of Christ against caste bank.

There isn’t supposed to be a Christian church and there shouldn’t be a system of oppression by usury.

Churches like banks are nearly incidental. The sacrifice of Christ was to eliminate the system of exploitation by government and temple for a promise of paradise in the afterlife. The church came from people who agreed that they didn’t need to go to temple to reach heaven and chose to have their own meetings for guidance and encouragement. Then the eastern Roman Empire purchased Christianity and helped form the autocratic bureaucracy it became. The money changers would only allow their own coins in the temple and the temple as the only way into heaven. So they were enriching themselves with an ever increasing spread in currency exchanging (forex). There is a belief that the Jews killed Jesus but the reality is closer to bankers. You might consider the radical and heretical issues of undercutting roman rule or religious doctrine but it doesn’t get you killed.

Messiahs are a dime a dozen

In the time of Christ as is the case today, there is no shortage of people who feel inspired by the divine (yours truly included). The FBI ran a program called co-intellpro to thwart the civil rights movement and the rise of a “black messiah” (has there ever been one that wasn’t black?). This makes it clear that whenever a group is oppressing another that they will try to stifle hope by suppressing leadership. In the time of Christ, Judaism and the roman occupation were no different and were very sensitive to the rise of any leader. Christ was a mediocre leader by general standards, his core followers were few, teachings were simplistic and he had neither finance, charisma nor weapons to force change. This lackluster organization has even managed to create the question of whether Jesus actually lived. As a morality tale it predicts one significant omen; you can’t change the world of man without confronting the moneychangers. Put into its proper perspective confronting the moneychangers becomes the turning point in his career and makes him a legitimate hero/threat. Alleviating oppression is the fastest way to prison, execution and assassination. Fighting societal oppression wouldn’t have made Jesus the Christ but it did facilitate his divine destiny of sacrifice. The venom and hatred that forced his execution, allowed him to liberate the poor by becoming their dove of sacrifice. An unassuming man completely broke the back of centuries of religious sacrifice by offering his blood in perpetuity. People of course continue to try to purchase a ticket to heaven but at least they know they don’t have to.

Me and Christ have a lot in common

People have asked me about comparing myself to Jesus the Christ, which I find odd as a Christian. As a Christian you have a responsibility to constantly compare yourself and your life to Jesus. Your entire life is supposed to be a close approximation of his example. In my life the things I share with Christ besides both being celebrities from the bible is a battle with money changers in my 30s. I went to tell the people (this time on a website) that credit and banks weren’t your ticket to heaven. I also demanded a more egalitarian system of commerce. A moralistic difference that simply stated the money should work for people not just the other way around. I even went that extra mile and started giving wealth directly to the masses. This is a hysterical taboo as evidenced by the unrelenting venom obama is facing. There was no shortage of writers and speakers about the evils of the national and global banking system but I did something no one else dared to; I actually fixed it and put the remedy into practice. There can only be so many conferences, books and campaigns, eventually the people need someone to take action and wake up in jail. WWJD what would Jesus do? Indeed! And In deed.

Damn you all to hell!! La mort de la culture de l’argent : Banks & the planet of the raped.

We are in a car careening out of control on ice with the brake line cut and they are still trying to steal the remaining pieces in an attempt to have total ownership when we recover. It started as an orchestrated coup by the central and commercial banks to gain ownership of the bulk of global assets. As is always the case with these things, they were so blinded with greed and arrogance that they missed the entire forest for the trees.
Let’s start over, the large multi-national banks were rigging the laws across the globe to allow faster and more frequent consolidation. Nearly every country on earth has fewer banks than a decade ago. The growth of the internet which should have doubled their business actually has turned out to be a more democratic and competitive market place. Democracy and competition have their place; unless you are the one who has the most.

The flow of money as it had been known which would normally allow taxes to be collected and then passed directly to the banks for them to loan back to the public at a profit was crumbling. Why pay $500 per trade if you could trade for $10? Why pay a broker at all when you can trade for yourself and pocket the fees? While they were gaining in one sector by gobbling up smaller banks and dictating political policy, market share was becoming more competitive. Fees and commissions are like store warranties on electronics and are generally 100% profit. It never cost a brokerage $1000 to buy a few shares on your behalf. They could have taken the entire internet by storm by offering discount services to the masses but they believed that the poor spend all of their money; the middle class has a little left to save and only the rich had the means and intelligence to invest. If they offered discount services then they simply would be giving back billions each year in profits. They could no longer simply buy market share through mergers. Sure Toronto dominion could link up with ameritrade but there are tons of online competitors for investing and trading. Even the well-heeled customers began to consider the cost savings in discount fees and so the major banks and brokerages late and begrudgingly rolled out their own over priced online banking services. This was not the only industry to make this mistake, we all remember napster and amazon as entertainment and retail woke up behind the eight ball and determined to turn back the clock on their greedy business model. All the major retailers allow you to purchase online except the largest - wal-mart but this holiday season will surely change this outdated attitude. The auto industry and it’s let them eat cake attitude, the media acting only as a megaphone for industry now wants me to blog on their site or twitter and facebook them. It has all changed in a a world where CNN needs facebook more than the other way around. The free blogs and news submissions are a realization that news was no longer going to be determined by a few people with a common life experience. The thought now is that what started with the banks has spread to retail and media among others but the truth is the banks are only the most recent to have to deal with the new reality. They were able to determine who became middle class or rich, whether cars would stay old tech or if new tech could gain their favor and that the media conglomerates would be the captains of information. Why would the retailers, media and industry change, they were the ones with the most access to credit and credit has long replaced merit. Merit says that there were people who developed ideas for flying cars decades ago; Credit says that they never got the financing to get off the ground ( get it? Off the ground, flying cars!!!…never mind). Credit allowed white factory workers to get $200k to buy a home in the suburbs and only allowed his black foreman $110k to find a home in the city because that’s all the homes cost where they thought he SHOULD live. The banks were not interested in giving him access to homes in places they didn’t feel he belonged. Banks used credit to steer people into the communities DESPITE merit. This example is often cited and always shows up in government testing, Despite the persistent dogma to the contrary. In case you haven’t noticed what this normally causes to happen is in any “intergrated” middle or upper-class community the non-white is 1-3 classes above their white neighbors. Black doctors can get the credit to live next to white roofing contractors, when he parks his top of the line audi in the drive way all he can see is a sea of contractor vans and trucks and modest home vehicles. The real kicker is that all the whispers are about how he is the one bringing the value down and how could he get the money to afford one of the homes. This is not an attempt to elicit “white guilt” which seems to be an oxymoron at best but to set the premise for offering a solution for this horrific quagmire we find ourselves in.

The banks stunted innovation and used credit to skew merit and so the public much the same as industry began to believe their own press. That merit must be color coded, the car companies that had the most money, have the best cars. The brokerages with the most market share and locations offered the best service. What separated you from the poor people in the social underbelly was your willingness to work hard. Well it’s time to wake up!! Now no one can stand now that the king making banks are closing off the lines of credit and hoarding all the money. The best part is that they simply changed the standards arbitrarily, until now you didn’t know it was arbitrary and really didn’t care as long as you were chosen. Now hard work isn’t enough, size of the company isn’t enough as the spicket to all your advantages is turned off. All of a sudden companies that have been around forever off of “merit” don’t seem able to survive solely based on the quality of their business. So car companies are told to sell cars if they need money and they can’t imagine trying to survive like that and no one will “buy” the cars. The problem is most people never buy cars, the banks told them they had enough “merit” to deserve the credit to access the car they wanted in exchange for interest payments to allow the bank to profit. Most people did not save and write a check for their home, car, clothing and furnishings and most people who did; don’t really have anything that anyone would envy.

So to reverse engineer the problem will help in understanding the solution. When this most recent symptom arose the solutions were idiotic at best because they were based on this credit = merit myth. I ran out and immediately said if the underlining assets are mortgages then the efforts should be focused on keeping the home “owners” in place. What everyone else decided from the blog sites to governments was that the people who were suffering with these predatory loans were not victims. In the twisted warped reality stoked by the media was a version where the banks were the victims of bad underserving people trying to game the system. The banks were also the victim of governments requiring private organizations that receive public funds from everyone treat everyone the same. What a ridiculous idea that people who pay in their money be considered for having it LOANED back to them. The banks pumped that version through the central banks to the governments and media to the public and received trillions in infusions as everyone spurned the homeowners. A year later the western governments and public found that they had once again been successful in keeping homeownership out of the hands of hardworking deserving people but everything was worse. How could this be? Didn’t we just sacrifice all of these families on the alter of the banks to save ourselves? Yes, but the banks demand more sacrifice, the terms are now give the banks more and more money and power while they throw more families and business into the sacrificial pit. Finally everyone woke up and realized that no one or nothing was immune, things keep getting worse and worse while the banks continue to demand more and more. It’s your fault, the media, government and public told them that they were “too big to fail” no sacrifice was too big, saving corrupt titans was paramount to all things. The answer is still what it was a year ago; start at the BOTTOM and work your way UP. Create public jobs and finance homes of the workers. Double welfare and social assistance checks to stimulate consumption. Issue massive government grants to business and start-ups. Ignore the conservatives, there is not a single one alive who doesn’t owe his station in life to these solutions being put into place after the depression and world war. Americans conservatives who owe their class to the G.I. bill and the new deal or Europe which would be living in the stone age without the marshall plan. I have no respect for people who want to burn the ladder once they climb up. Massive government iniatives were the foundation of modern prosperity, all rigged faux merit systems bring is bursting bubbles. If you prefer faux merit and bursting wealth bubbles to real merit then you are going to find yourself isolated as a selfish throwback to a failed dogma. This ruin that we are all suffering in is the direct result and so the proponents of this failed state will now spend their time as the voiceless and disenfranchised but at least they earned stigma; finally merit at work.

Economic crisis solution : middle-class needs to grow and stop leeching off the poor

The first thing that should happen is the ELECTED leaders of the g-7 should issue individual executive orders for banks to add liquidity and stop hoarding infusions or face penalty of government loan lock-out.Currently banks around the world have been receiving billions in infusions to provide liquidity and refuse to pass on taxpayer dollars to taxpayers. That is the entire problem. There is no reason for it to be an imperative that these faux private institutions to have the discretion over the entire global economy. Money flows from taxpayer to treasury to the central bank where it is given to private banks to lend to the public their own money at loan-shark rates. It's a quasi free-market system of private profits and public risk. If it is not fixed now, it won't be fixed until it actually collapses completely. The banking cartel has created the biggest criminal hoax in history. Banks are now an extra middle-man and are currently clogging the system by receiving endless taxpayer infusions(half trillion today while you're reading this) and refused to pass them on. This open fact of cash hoarding banks is in the background as people try to blame first time home-owners and the poor, instead of laying it all at the feet of the banks and the cowardice governments that allow them to write all the rules and regulations.

Rules that defeat every suggestion for consumer protection. That rid the market place of innovation and competition as everything that isn't part of the socialistic banking welfare program is a scam and fraud. I told you when I set up aid4families that the difference was not risk but socialism. That I wasn't doing the same old dance you get from all the other firms and banks which was to tell you that I was totally competent but if I'm not, the government will fix it. That's what everyone considered to be "safe" investments, without understanding any of the details. Fraudsters and scammers can barely get any ink as the biggest fraud in history unravels. Now everyone has an opinion on what should be done but spent the past few years trying to shut me up that there was even a problem. Today everyone and the banking system was suppose to be chugging along smoothly, while I sat in jail for questioning the divine wisdom of the system. Instead, I'm typing this while watching my warnings come to life before my eyes. IT IS TIME TO PLACE BLAME, IT IS TIME TO HOLD PEOPLE ACCOUNTABLE, ME AND ANYONE ELSE WHO CHALLENGED THIS FINANCIAL OLIGARCHY HAS BEEN QUICKLY BLAMED, JUDGED AND CONDEMNED! It will never be the same again, this is not '87 or 2000, it's the culmination of quickly trying to paper over '87 and 2000. How can we save a flawed, fraudulent system? by passing on generations of debt? Nope, not going to happen.

The poor were the plug in this septic bath that kept everyone else afloat. People who pay 10 -20% of their income in consumption taxes for roads that loop-hole chasing, tax abatement, offshore accounting businesses use. The poor who pay 20 - 30% in interest on secured credit cards, cars and homes, so the rest you can enjoy 0%, 2% and 5% rates. It wasn't homes they couldn't afford but interest only loans that increased the monthly payments til they doubled or tripled. Studies also show that most of the people that received these vampire mortgages QUALIFIED for a regular mortgages but lacked choice in lenders because of cultural marginalization i.e. minorities and the poor. Anyone who thinks the people COULDN'T AFFORD the homes has never been outside of their small bumpkin town. If any of you had ever ventured out beyond the town limits, you would quickly find that rent in the city is generally double the amount of suburban and rural mortgages. So the argument that people should have kept paying 1500 in rent instead of getting a $1000 a month mortgage is more than insane. The homeowners asked for relief in the form of steady payments and not letting them go to $2000 and $3000. It was the vampire mortgage not the people. None of the smug jerks who sided with the banks against the homeowners could afford for their mortgage to double twice a year. So if not being able to afford a doubling mortgage payment every few months makes you undeserving, then...

I don't write for contemporary readers because they are indoctrinated to repeat what corporate editors tell their writers to print and teleprompter readers to say when they have no in-depth knowledge on any subject. The importance of what I write is for posterity. When the next generation looks back and wonders why people didn't question the financial system til it crashed I can show that I not only spoke about it but took concrete action to save people. When they wonder why all the solutions for the crash were just ways to set ourselves up for a repeat crash, they will find that I gave a solution based on the actual problem.

So what do we know. That 15months of giving the banks trillions has not freed the credit markets and that the central banks who have more power than the government went ahead and approved a half trillion dollar infusion anyway. After the public rejected the idea. Democracy hasn't eliminated class issues but entrenched them because most people can't think of any solution that doesn't turn over all power and wealth to those self proclaimed better pedigree with elite university degrees from wealthy families. The government will no longer be able to play favorites and subsidize these crooks

Black president to address global economic meltdown

When the wall came crublin, tumblin......doooowwwnn! Aid4families chief is expected to release a video commentary about the current intertwined situations. The video will be released to media outlets worldwide and available online on aid4families.com blogs at blogger and telegraph UK.

Background: in 2006 aid4families was launched as an alternative to the greed based global financial system. The program focused on cost savings of lower overhead and streamlined logistics to benefit program participants. Ignored, mocked and ridiculed the program was still able to develop a loyal following of progressive and well-read clients who were able to weigh risk objectively. By mid 2007 the program had built a head of steam and was on course to rival the entrenched financial structure. Regulators, enforcement and media who played large roles in the success of top-heavy bank culture, now went out to dismantle and discredit the more equitable alternative. In the absence of a crime the autorite in quebec elected to issue a cease and desist order, then several months later after that failed to produce a single complaint or derail the program, they moved to seize the company funds. By blocking payouts they contacted depositors to force them to complain to the rcmp. The RCMP aware of the deception by the regulators continued the rouse panicking the victims of their plot. The crown unable to build a case from the deceptions embarked on a campaign of no-shows for court dates, breaches and delays. Midway through the trial they received a six week delay and now are enjoying a six month break after a parade of witnesses and documents failed to provide a hint of guilt and ends in a whimper.

Currently:The entire globe is plagued with the endless fallout of blind unqualified trust in the financial system and corruption. Politicians, enforcement and media are tripping over themselves to condemn the rampant greed and fraud that ruled finance. This after years of arresting and reporting fraud convictions of anyone who dared challenge socialistic banking system. When aid4families condemned the practices, we were maligned as marginal and disaffected. When we informed the public that deposits to institutions worldwide were bounced around in an endless ponzi scheme people tried to put criminality on us. We're still here but Northern rock, UBS, Bear Stearns, Scotia Bank and Wamu will never be the same. I can wait to add my 2 cents because I have been posting the current crisis online for a few years straight and everything that is being said by experts and politicians is easily found in anything I published at least 6 months ago or 2 years ago. The focus of the video will be what I always post about, which is what is going to happen next and what can be done about it. It will be up to the public to listen to the people who lied to them and have come up with the wrong answer EVERYTIME or someone with the proven track record of the truth despite the ridicule and persecution it visited upon us.

The picture of moses makes clear the fact that as regulators and others looked to punish us for telling the truth, God has visited an endless plague on the corrupt and it followers. Now to smash that golden calf you guys are worshipping.